Site Map
-
Home
- Contact Us
- Who We Are
- Why Choose Us?
- Code of Ethics
- Professional Services
- Our Analytical Process
- About Jim McCauley, Founder / CEO
- The Team
- Companies We Represent
- Annuities' Living Benefits
- Why Having Life Insurance is Crucial
- Florida Blue - Still The Leader in Southwest Florida!
- What Does Medicare Cover?
- Assessing Disability Income Protection
- Long Term Care Costs Can Bankrupt You
- All Employee Benefits We Offer
- Expert Benefits Consulting Plus Technology & Useful Tools
- TELADOC Health - 24/7 Access to Medical Care
- What To Expect from a Financial Advisor
- Individual & Family Insurance Products
- The Importance of an Employee Assistance Program
- Tell A Friend
- The Ideal Benefits Consulting Team
- Contact Page
- Featured Links
-
Associates
-
Learning Center
-
Calculators
-
Flipbooks
- Financial Management Insight: Strategies to Help Build Your Future
- Understanding Social Security and Medicare: America’s Retirement Safety Net
- Higher Education: College Saving and Funding Strategies
- Investing Basics: Embark on Your Wealth-Building Journey
- Time to Get Tax-Savvy: Managing Your Tax Burden
- Envisioning Your Retirement: How to Prepare Today for a More Fulfilling Tomorrow
- Wealth Preservation: Planning to Leave a Legacy
- Financial Protection: Using Insurance to Help Manage Life’s Risks
-
Newsletters
- HOT TOPIC: Soft Landing or Delayed Recession?
- Coming in 2024: New 529 Plan-to-Roth IRA Rollover Option
- Leave a Lasting Gift with an Ethical Will
- New RMD Rules Give Retirement Savings More Time to Grow
- All Eyes on the Earnings Picture
- Social Security 101
- HOT TOPIC: What’s Happening in the World of Higher Education?
- Mutual Funds: What’s in Your Portfolio?
- Home Energy Tax Credits
- On the Move Again: International Travel Tips
- SECURE 2.0: Big Impact for Small Businesses
- It’s Your Money: Why Not Get Your Withholding Right?
- HOT TOPIC: Is This Bull Timid or Ready to Charge?
- Why Buy Life Insurance During Unsettled Economic Times?
- SECURE 2.0 Act Expands Early Withdrawal Exceptions
- REITs, Rates, and Income
- Tracking the Fed’s Progress on Disinflation
- Child Care Is a Budget Buster: Take Advantage of These Tax Breaks
- HOT TOPIC: Will Artificial Intelligence Upend the American Workforce?
- How Taxes Impact Your Retirement-Income Strategy
- A Mortgage Recast Is an Alternative to Refinancing
- Does the Social Security COLA Help If You’re Not Receiving Benefits?
- Most Grocery Shoppers Aren’t Fooled by Shrinkflation
- Cheaper Hearing Aids Are Coming to a Store Near You
- HOT TOPIC: Rescuing America’s Safety Net
- Diversifying with Market Caps
- Keep an Eye Out for IRS-Related Scams
- Social Security Offers Benefits from Birth Through Old Age
- Municipal Bonds: A Tax-Advantaged Way to Put Capital to Work
- Bear Market Emotions: Strategy vs. Reaction
- HOT TOPIC: Bank Failures Shine Light on Interest Rate Risks
- Are You Eligible for Any of These College-Related Federal Tax Benefits?
- Time for a Spring Cleanup: Organizing Your Financial Records
- Retiring in a Down Market? Don’t Panic
- Trusts — Not Just for Estate Taxes
- Business Owners: Should You Organize as an LLC?
- Key Retirement and Tax Numbers for 2023
- Creating Your Own “Operation London Bridge”
- Double Up with a Spousal IRA
- When Should Young Adults Start Investing for Retirement?
- The Inflation Experience is Painful – and Personal
- HOT TOPIC: SECURE 2.0 Aims to Brighten the Future for Retirement Savers
- Balancing Stocks and Bonds in One Fund
- Fixed for Life: What Can an Annuity Do for You?
- Three Ways to Help Simplify Your Finances
- IRA Strategies: After-Tax Money and the Pro-Rata Rule
- Small Businesses Should Prepare for Stronger Tax Enforcement
- HOT TOPIC: Is the Yield Curve Signaling a Recession?
- Stretch IRA Alternatives
- A 529 Plan Can Help Jump Start Your College Fund
- Tips for Safe Online Shopping
- Taking Control of Your Retirement Savings
- Naming a Trusted Contact
- HOT TOPIC: ‘Tis the Season for Tax-Friendly Giving Strategies
- Sectors: Overweight, Underweight, or Just Right?
- Is It Time to Buy an Electric Vehicle?
- IRA Distributions Can Benefit Your Favorite Cause … and Your Tax Bill
- Talk About These Money Matters Before the Wedding
- Fraudsters and Scammers Pocket Nearly $6 Billion in 2021
- HOT TOPIC: What Does a Strong Dollar Mean for the U.S. Economy?
- Famous People Who Died Without Proper Planning
- Retirement Savings in a Volatile Market
- New Life for Your Old Insurance Policy
- Virtual Health Care Is Here to Stay
- How Funding an HSA Could Help Strengthen Your Retirement Strategy
-
Research Articles
- What Key Estate Planning Tools Should I Know About?
- How Can a Living Trust Help Me Control My Estate?
- What Are the Pitfalls of Probate?
- How Can I Build and Preserve My Estate?
- How Can I Control the Distribution of My Estate?
- How Will I Pay Estate Taxes?
- What Gifting Strategies Are Available to Me?
- Could My Family Benefit from a Family Limited Partnership?
- What Is the Best Form of Property Ownership for Me?
- What Is a SEP IRA?
- What Is a SIMPLE?
- What Is an IRA Rollover?
- Why Do People Buy Annuities?
- What Are Annuity Living Benefits?
- How Much Do I Need to Save?
- A New Chapter for Retirement
- Unforgettable Birthdays
- Should You Bank Your Retirement on Your Business?
- What Are My Retirement Planning Options?
- Will Social Security Retire Before You Do?
- How Can I Estimate My Future Social Security Benefits?
- What Is a Self-Employed Retirement Plan?
- What Are My Retirement Plan Distribution Options?
- What Is a Traditional IRA?
- What Is a 401(k) Plan?
- How Should I Manage My Retirement Plan?
- Save Now or Save Later?
- What Is a Roth IRA?
- How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?
- When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
- What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½
- What Tax Deductions Are Still Available to Me?
- What Tax-Advantaged Alternatives Are Available?
- What Is the Most Tax-Efficient Way to Take a Distribution From a Retirement Plan
- How Can I Upgrade My Insurance — Tax-Free?
- How Are Annuities Taxed?
- How Are Mutual Funds Taxed?
- How Do Mutual Funds and Stocks Differ?
- What Is a Mutual Fund?
- What Is a Mutual Fund Load?
- What Is an Annuity?
- What Is the Difference Between a Fixed Annuity and a Variable Annuity?
- What Investment Risks Should I Know About?
- How Can I Save for My Child’s College Education?
- What College Investment Options Do I Have?
- 529 Lesson Plan: High Scores for 529 Plans
- What Are Some Tips for Managing My Money?
- What Cash Management Tools Are Available?
- How Can I Better Manage My Short-Term Cash?
- What Savings Alternatives Are Available?
- How Does Inflation Affect Me?
- Why Purchase Life Insurance?
- Why Are Annuities Considered an Insurance Product?
- Do I Need a Business Owner Policy?
- What Is Life Insurance for Business Owners?
- What Is Split-Dollar Life Insurance?
- What Is Last-Survivor Life Insurance?
- What Is Disability Income Insurance for Business Owners?
- How Can I Maximize My Insurance Benefits?
- How Can I Insure My Future?
- Do I Need Disability Income Insurance?
- Am I Prepared for Long-Term Care Expenses?
- How Likely Am I to Need Long-Term Care?
-
Videos
- Saving for College with a 529 Plan
- Leaving Your Employer? Don’t Forget Your Retirement Savings Plan
- Digital Deception: Watch Out for Cybercrime
- Your Retirement Savings Plan Comes with Tax Benefits
- Should You Pay Off Debt or Save for Retirement?
- The Basics of Social Security Retirement Benefits
- Financial Planning: Helping You See the Big Picture
- Stocks and Stock Mutual Funds 101
- Bonds and Bond Mutual Funds 101
- Are Your Investment Decisions Influenced by Emotions?
- 6 Reasons to Work with a Financial Professional
- Putting Together the Retirement Income Puzzle
- Social Security: When Should You Claim Retirement Benefits?
- Taking a Financial Inventory
- 4 Things To Do in the 4 Years Before College
- The Latte Habit
- Do You Know Who Your Beneficiaries Are?
-
Glossary
-
Quote Requests