Newsletters

March

• HOT TOPIC: Red Ink: The Debt Ceiling and Deficit Spending

  This report explains the potential consequences of not raising the debt limit in a timely manner and provides an overview of new projections from the CBO for future deficits and the national debt.

• Key Retirement and Tax Numbers for 2023

  Find out about cost-of-living adjustments that affect retirement plan contribution limits and other deductions and threshold amounts.

• Creating Your Own “Operation London Bridge”

  Queen Elizabeth II had a complex end-of-life plan, but you may also need an appropriate plan to help ease the burden on your family members.

• Double Up with a Spousal IRA

  Do you know how to fund an IRA for a nonworking spouse? These IRS rules can help couples build retirement savings based on joint income.

• When Should Young Adults Start Investing for Retirement?

  Now is the best time to start retirement investing for two key reasons: compounding and tax management. Read this article to learn more.

• The Inflation Experience is Painful – and Personal

  This article discusses consumer price index categories, how they’re weighted, and the top drivers of inflation over the past year.

February

• HOT TOPIC: SECURE 2.0 Aims to Brighten the Future for Retirement Savers

  This article provides an overview of upcoming changes that could affect workplace retirement plan participants and IRA owners due to legislation passed by Congress at the end of 2022.

• Balancing Stocks and Bonds in One Fund

  Discover what to look for in a balanced mutual fund and learn how this type of fund might be used in a portfolio.

• Fixed for Life: What Can an Annuity Do for You?

  Do you know the difference between immediate and deferred annuities and options for annuitization? Read this article to find out.

• Three Ways to Help Simplify Your Finances

  Over time, finances can become complicated. Here are three ideas that might make them simpler and less stressful.

• IRA Strategies: After-Tax Money and the Pro-Rata Rule

  The pro-rata rule determines how much of a traditional IRA distribution is taxable. Read this article to learn how the rule is applied.

• Small Businesses Should Prepare for Stronger Tax Enforcement

  The IRS is receiving $80 billion to upgrade its technology and workforce. This article offers tips for business owners to help avoid a tax audit.

January

• HOT TOPIC: Is the Yield Curve Signaling a Recession?

  An inversion of two-year and 10-year Treasury notes has preceded each recession for 50 years. This article looks at the current yield curve and what it might mean for the economy.

• Stretch IRA Alternatives

  The 2019 SECURE Act effectively eliminated the stretch IRA. Explore three alternatives to help preserve wealth and pass it to beneficiaries.

• A 529 Plan Can Help Jump Start Your College Fund

  Do you know how a 529 savings plan can be instrumental in building a college fund? Read this article to find out.

• Tips for Safe Online Shopping

  This article offers ideas that could help online shoppers protect themselves from cyber criminals and scams.

• Taking Control of Your Retirement Savings

  Leaving a job? Discover four options that are often available for managing funds in an employer-sponsored retirement plan.

• Naming a Trusted Contact

  It may be wise to designate a trusted contact when opening or updating an account at a brokerage or other financial firm. Learn why.

December

• HOT TOPIC: ‘Tis the Season for Tax-Friendly Giving Strategies

  Donating to charity can make a difference at any time of the year. But taking a strategic approach, possibly as part of your year-end tax planning, could offer tax benefits and potentially increase your ability to give. This article provides an overview of various tax-advantaged giving strategies.

• Sectors: Overweight, Underweight, or Just Right?

  Did you know varying performance can change the balance of sectors in a portfolio? Learn how sector funds can be used to shift sector weighting.

• Is It Time to Buy an Electric Vehicle?

  The electric-vehicle market is evolving quickly. This article offers some ideas to consider before purchasing an electric vehicle.

• IRA Distributions Can Benefit Your Favorite Cause … and Your Tax Bill

  IRA owners who are 70½ or older can give to charity without itemizing and still get a tax break. Find out how.

• Talk About These Money Matters Before the Wedding

  Get an overview of financial topics couples should discuss to help keep surprises and disagreements from disrupting newlywed bliss.

• Fraudsters and Scammers Pocket Nearly $6 Billion in 2021

  This article discusses the most common and costly types of scams, and how would-be victims can spot them.

November

• HOT TOPIC: What Does a Strong Dollar Mean for the U.S. Economy?

  This article looks at why the dollar is surging and how the strong dollar may affect U.S. consumers, businesses, and the broader economy.

• Famous People Who Died Without Proper Planning

  Think celebrities are way ahead of the curve when it comes to planning their estates? Many have died with no or inadequate estate plans.

• Retirement Savings in a Volatile Market

  Emotional reactions can be an enemy of sound investing. This article offers perspective and strategies that may help investors stay the course.

• New Life for Your Old Insurance Policy

  Did you know that there are alternatives to abandoning or surrendering current life insurance coverage? Learn more in this article.

• Virtual Health Care Is Here to Stay

  Telehealth skyrocketed during the COVID-19 pandemic and continues to be popular. This article looks at the potential benefits of virtual health care.

• How Funding an HSA Could Help Strengthen Your Retirement Strategy

  Discover how a well-managed health savings account can help you pay current and future medical bills as well as prepare for retirement.

September

• Preparing for a Natural Disaster

  Here are some tips to help homeowners protect their properties and evacuate safely in the event of a natural disaster.

August

• Life Insurance Living Benefits

  In addition to the death benefit, life insurance policies can provide other benefits while the policyholder is still alive. Find out more.

• Six Steps to Starting a New Business

  Have you thought about starting your own business? Here’s an overview of some important first steps in the entrepreneurial process.

May

• Working While Receiving Social Security Benefits

  Do you understand how working in retirement can affect your Social Security benefits? Read this article to find out.

• Baseball Lessons That Might Help Change Up Your Finances

  Learn some lessons from America’s favorite pastime that may inspire you to take a fresh look at your finances.

• Why Small Businesses Should Pay Attention to Accessibility

  Find out more about how Americans with Disabilities Act requirements and guidelines may apply to your premises and websites.

April

• Splurge or Save? Making the Most of Your Income-Tax Refund

  Did you receive an income-tax refund this year? This article looks at some ways to use it.