Employee Benefits

 


Whether you are the owner of a small business, the manager of a medium-size company, a large employer, a non-profit organization, a professional / trade association or a labor union, we will design a quality benefits program tailored to your budget as well as the needs of your group.

For 24 years we have  provided employee benefit consulting services and offered quality group insurance coverage to South West Florida business owners and employers of all sizes and with all budgets.

We can also work as an extension of the Human Resources and Benefits Department to make the entire process easier and smoother. We save our Group Clients time, money and alleviate their stress by acting as a liaison between them and the insurance carriers.

We source, analize and compare all benefit plans available in the group's geographic area, so we can offer products that are in the best interest of our clients' employees, association members or union members. 

We are with you every step of the way! From making sure that your group is rated accurately, helping to stream-line the underwriting process, then on to the written communication in order to introduce the new plan to your management staff, employees and / or members.

Our Employee Benefit Specialist is Bilingual in English / Spanish and can conduct a Benefits Orientation / Open Enrollment meeting in both langiuages. We can also create electronic or printed documents in both languages. 

If the group also has Haitian Employees who cannot understand English or Spanish well, we can also provide Creole Translators.

We are always present at each Renewal Open Enrollment meeting to present any new benefits being introduced, communicate changes, explain the benefits of each plan and answer any questions that anyone in the group might have.  

During and after each enrollment we make sure that your group is processed efficiently and correctly.

As part of our on-going support and quality control, we continue to service our group clients by dealing with the insurance carriers on billing, service and / or claim issues.

We also re-evaluate our group clients' benefit plans as needed and / or requested to. We recommend that this is done once each calendar year before the date of the renewal.


 GROUP BENEFITS TO CONSIDER...

  • major medical health plans

  • gap plans that cover or offset the out-of-pocket medical expenses

  • voluntary (100% employee paid) dental care plans

  • voluntary (100% employee paid) vision care plans 

  • health savings account compatible plans (HSAs)

  • health reimbursement accounts compatible plans (HRAs)

  • voluntary short-term disability income protection





    ADDITIONAL BENEFITS TO CONSIDER...

  • voluntary long term disability income protection

  • voluntary pre-paid legal plans & identity theft protection

  • voluntary term life insurance

  • voluntary universal or whole life insurance

  • Simple IRA or 401K plans


    OUR GOAL IS TO CONTRIBUTE TO YOUR ORGANIZATION'S GROWTH AND SUCCESS!





    CALL US FOR A COMPLIMENTARY / NO OBLIGATION EMPLOYEE BENEFITS ANALYSIS OR CLICK ON THE LINK BELOW TO REQUEST A FREE & QUICK QUOTE:


    https://www.emeraldsecure.com/form.cfm?ID=67&SSLID=41496&SN=409207626